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Author: Princeton University. Industrial Relations Section
Publisher:
ISBN:
Category : Employee ownership
Languages : en
Pages : 92
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Book Description
Author: Princeton University. Industrial Relations Section
Publisher:
ISBN:
Category : Employee ownership
Languages : en
Pages : 92
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Book Description
Author: Christian D Rahaim
Publisher: iUniverse
ISBN: 0595336302
Category :
Languages : en
Pages : 218
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Book Description
The Employer's Handbook to 401(k) Savings Plans is a must-have resource for any company that is considering implementing, or is already sponsoring, an employee benefits plan. Author Christian D. Rahaim expertly guides employers through the challenging, ever-changing, and heavily scrutinized processes involved with employee benefits and compensation. Employee participation in 401(k) plans now exceeds eighty percent, making this approachable guide more invaluable than ever before. Rahaim covers the three major components of offering a 401(k) savings plan: preparation, implementation, and maintenance. Rahaim walks employers through the plan-selection process, which involves careful research, analysis, and, most importantly, the assistance of outside experts. He continues with advice on putting the plan into practice, investing 401(k) monies, understanding fiduciary responsibilities, and improving communications. The Employers' Handbook to 401(k) Savings Plans also includes a thorough discussion of recent laws, such as the Sarbanes-Oxley Act of 2002 Economic Growth and the Tax Relief Reconciliation Act (EGTTRA). Comprehensive but easily understood, The Employers' Handbook to 401(k) Savings Plans is the only source employers, fiduciaries, advisors, and administrators need to remain informed and updated on the increasingly controversial, legislated, and litigated topic.
Author:
Publisher:
ISBN:
Category : 401(k) plans
Languages : en
Pages : 14
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Book Description
Author: Keith Hocter
Publisher: Xlibris Corporation
ISBN: 9781401056438
Category : Investments
Languages : en
Pages : 0
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Book Description
The retirement dreams of Americans increasingly rest on defined contribution plans, including 401(k), 403(b), 457, and similar programs. They are incredibly popular with employers and employees. More employees are covered by these plans than traditional pensions, especially in the vast segment of smaller employers. Probably more than any other factor, the growth of employee-directed plans has converted millions of savers into investors. All defined contribution plans pass investment risk on to the employees, and the vast majority allow employees to direct their own investment strategy. Investment decision-making is a shared responsibility between the plan sponsor and employees (participants). Being a plan sponsor is a tough job - you have to make decisions affecting other people´s retirement savings, comply with various laws and fiduciary duties, manage plan administration and investments simultaneously, and be prepared to be second-guessed by employees with incredibly sharp hindsight. Who sets the table for employees? Who sifts through 10,000 mutual funds and picks a dozen or so products on which participants will bet their future? Most likely a small number of HR and finance professionals who have many other things to do with their time. Excellent plan sponsors get results from their plan without sinking large amounts of time into running the plan. They have the best of all worlds: they run cost-effective plans that require minimal attention from management and generate happy employees. In my experience, a solid governance process over investment matters does more than protect the sponsor from lawsuits - it saves time, saves money, and increases employee satisfaction. This book starts by walking the plan sponsor through a prudent and efficient governance process, designing an investment policy based on scientific and human principles to meet employee needs. We then go through the process of selecting investment products, monitoring performance, dealing with recordkeepers and "bundled" providers, and communicating effectively with participants. Throughout the book sponsors will pick up concise and practical advice on everyday management and special "hot" topics, including company stock, self-directed brokerage, investment advice, lifestyle funds, and much more. If you´re already running a plan with a strong investment program, perhaps you´ll pick up a few tips from this book to make improvements on the edges, or save yourself some time. If you are running a plan with "less than adequate" investments, or with outright investment problems, you should find the answers you need here. Finally, if your job is to manage assets or provide service to a plan sponsor, I hope you´ll gain some insight into the issues they face - the unlikely, unsung heroes that set the table for us, and make possible our retirement dreams. Click here to learn more at the Bellwether Consulting website.
Author: David L. Wray
Publisher:
ISBN: 9780793154111
Category : Business & Economics
Languages : en
Pages : 224
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Book Description
Detailing the benefits and values of 401(k) plans in straightforward language, a retirement program expert has put together a comprehensive guide for employees.
Author: David McKnight
Publisher: Crown Currency
ISBN: 1984823078
Category : Business & Economics
Languages : en
Pages : 162
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Book Description
OVER 300,000 COPIES IN PRINT, WITH A NEW CHAPTER ON THE 2018 TAX CUTS. There's a massive freight train bearing down on the average American investor, and it's coming in the form of higher taxes. The United States Government has made trillions of dollars in unfunded promises for programs like Social Security and Medicare—and the only way to deliver on these promises is to raise taxes. Some experts have even suggested that tax rates will need to double, just to keep our country solvent. Unfortunately, if you're like most Americans, you've saved the majority of your retirement assets in tax-deferred vehicles like 401(k)s and IRAs. If tax rates go up, how much of your hard-earned money will you really get to keep? In The Power of Zero, McKnight provides a concise, step-by-step roadmap on how to get to the 0% tax bracket by the time you retire, effectively eliminating tax rate risk from your retirement picture. Now, in this expanded edition, McKnight has updated the book with a new chapter on the 2017 Tax Cuts and Jobs Act, showing readers how to navigate the new tax law, and how they can extend the life of their retirement savings by taking advantage of it now. The day of reckoning is fast approaching. Are you ready to do what it takes to experience the power of zero?
Author: United States. Internal Revenue Service
Publisher:
ISBN:
Category : Individual retirement accounts
Languages : en
Pages : 284
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Book Description
Author: Barbara D. Bovbjerg
Publisher: DIANE Publishing
ISBN: 1437924611
Category : Business & Economics
Languages : en
Pages : 55
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Book Description
Only about half of all workers participate in employer-sponsored retirement plans. To foster greater participation among workers who have access to such plans, Congress passed a law that facilitates plan sponsors' adoption of automatic enrollment policies (AEP). To foster greater retirement savings among workers who do not have access to an employer-sponsored plan, proposals have been made for an "automatic IRA" and at the state level for state-based programs. This report determined: (1) what is known about the effect of AEP among the nation's 401(k) plans, and the extent of and future prospect for such policies; and (2) the potential benefits and limitations of automatic IRA proposals and state-assisted retirement savings proposals. Illus.
Author:
Publisher:
ISBN:
Category : Government publications
Languages : en
Pages : 12
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Book Description
Author: Princeton University. Industrial Relations Section
Publisher:
ISBN:
Category : Employee ownership
Languages : en
Pages : 92
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Book Description
