Understanding the Mathematics of Personal Finance

Understanding the Mathematics of Personal Finance PDF Author: Lawrence N. Dworsky
Publisher: John Wiley & Sons
ISBN: 0470538384
Category : Mathematics
Languages : en
Pages : 262

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Book Description
A user-friendly presentation of the essential concepts and tools for calculating real costs and profits in personal finance Understanding the Mathematics of Personal Finance explains how mathematics, a simple calculator, and basic computer spreadsheets can be used to break down and understand even the most complex loan structures. In an easy-to-follow style, the book clearly explains the workings of basic financial calculations, captures the concepts behind loans and interest in a step-by-step manner, and details how these steps can be implemented for practical purposes. Rather than simply providing investment and borrowing strategies, the author successfully equips readers with the skills needed to make accurate and effective decisions in all aspects of personal finance ventures, including mortgages, annuities, life insurance, and credit card debt. The book begins with a primer on mathematics, covering the basics of arithmetic operations and notations, and proceeds to explore the concepts of interest, simple interest, and compound interest. Subsequent chapters illustrate the application of these concepts to common types of personal finance exchanges, including: Loan amortization and savings Mortgages, reverse mortgages, and viatical settlements Prepayment penalties Credit cards The book provides readers with the tools needed to calculate real costs and profits using various financial instruments. Mathematically inclined readers will enjoy the inclusion of mathematical derivations, but these sections are visually distinct from the text and can be skipped without the loss of content or complete understanding of the material. In addition, references to online calculators and instructions for building the calculations involved in a spreadsheet are provided. Furthermore, a related Web site features additional problem sets, the spreadsheet calculators that are referenced and used throughout the book, and links to various other financial calculators. Understanding the Mathematics of Personal Finance is an excellent book for finance courses at the undergraduate level. It is also an essential reference for individuals who are interested in learning how to make effective financial decisions in their everyday lives.

Understanding the Mathematics of Personal Finance

Understanding the Mathematics of Personal Finance PDF Author: Lawrence N. Dworsky
Publisher: John Wiley & Sons
ISBN: 0470538384
Category : Mathematics
Languages : en
Pages : 262

Get Book

Book Description
A user-friendly presentation of the essential concepts and tools for calculating real costs and profits in personal finance Understanding the Mathematics of Personal Finance explains how mathematics, a simple calculator, and basic computer spreadsheets can be used to break down and understand even the most complex loan structures. In an easy-to-follow style, the book clearly explains the workings of basic financial calculations, captures the concepts behind loans and interest in a step-by-step manner, and details how these steps can be implemented for practical purposes. Rather than simply providing investment and borrowing strategies, the author successfully equips readers with the skills needed to make accurate and effective decisions in all aspects of personal finance ventures, including mortgages, annuities, life insurance, and credit card debt. The book begins with a primer on mathematics, covering the basics of arithmetic operations and notations, and proceeds to explore the concepts of interest, simple interest, and compound interest. Subsequent chapters illustrate the application of these concepts to common types of personal finance exchanges, including: Loan amortization and savings Mortgages, reverse mortgages, and viatical settlements Prepayment penalties Credit cards The book provides readers with the tools needed to calculate real costs and profits using various financial instruments. Mathematically inclined readers will enjoy the inclusion of mathematical derivations, but these sections are visually distinct from the text and can be skipped without the loss of content or complete understanding of the material. In addition, references to online calculators and instructions for building the calculations involved in a spreadsheet are provided. Furthermore, a related Web site features additional problem sets, the spreadsheet calculators that are referenced and used throughout the book, and links to various other financial calculators. Understanding the Mathematics of Personal Finance is an excellent book for finance courses at the undergraduate level. It is also an essential reference for individuals who are interested in learning how to make effective financial decisions in their everyday lives.

Master Math

Master Math PDF Author: Mary Hansen
Publisher: Cengage Learning
ISBN: 9781435457881
Category : Business mathematics
Languages : en
Pages : 0

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Book Description
"Master everything from banking and loan interest to budgets and business costs"--Cover.

Math for Financial Literacy

Math for Financial Literacy PDF Author: Chris Gassen
Publisher: Goodheart-Wilcox Publisher
ISBN: 9781649255082
Category :
Languages : en
Pages : 128

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Book Description
This workbook is designed for use with Math for Financial Literacy. Using this workbook will reinforce the concepts you learned in the text as well as provide enrichment activities to improve your communication skills. Each chapter is organized into three sections: Chapter Review, Chapter Activities, and Project-Based Activity. After reading the corresponding chapter in the text, complete as many exercises as you can without referring to the text. When you have completed the activities, then compare your answers to the information in the text to measure what you have learned. The Math for Financial Literacy workbook is an effective self-assessment tool to prepare you for more formal assessment that your instructor may assign.

Consumer Math Reproducible The Mathematics of Finance & Investments

Consumer Math Reproducible The Mathematics of Finance & Investments PDF Author: Houghton Mifflin Harcourt
Publisher: Consumer Math
ISBN: 9780547625683
Category : Education
Languages : en
Pages : 0

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Book Description
This very practical series will help adolescents and adults alike to understand mathematics as it relates to their everyday lives. Each book covers basic math concepts and skills before exploring the more specific topics. Clear explanations are followed by ample practice. Each section also has a pretest, a section review, and posttest.

The Mathematics of Money

The Mathematics of Money PDF Author: Timothy J. Biehler
Publisher:
ISBN: 9781280782442
Category : Business mathematics
Languages : en
Pages : 670

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Book Description


Real World Math: Personal Finance (Set)

Real World Math: Personal Finance (Set) PDF Author:
Publisher:
ISBN: 9781633625501
Category :
Languages : en
Pages : 0

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Book Description
The focus of Real World Math: Personal Finance series is the intersection between personal financial literacy and age-appropriate math skills. This series helps build solid skills that contribute to mathematic achievement today, while modeling responsible financial habits for the future. Callouts prompt inquiry, further thinking, and close examination of photographs. Additional text features and search tools, including a glossary and an index, help students locate information and learn new words.

Math for Life

Math for Life PDF Author: Amber Lynn Mellon
Publisher:
ISBN: 9781524931155
Category :
Languages : en
Pages :

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Book Description


Financial Literacy

Financial Literacy PDF Author: Kenneth Kaminsky
Publisher: University Press of America
ISBN: 076185309X
Category : Business & Economics
Languages : en
Pages : 388

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Book Description
Financial Literacy is a carefully written, lively, and innovative text that introduces students to the mathematics of interest, annuities, and insurance. Requiring only a background in high school algebra, the book bridges the distance between a rigorous mathematical approach and a formulaic approach to the subject. Financial Literacy is notable for its innovative approach, tested over the years in the classroom, which makes some hard and cumbersome topics much easier to understand and apply. Included are hundreds of examples and solved problems, as well as several hundred exercises backed up by a solutions manual. As well as being ideal for an introductory course in the mathematics of finance, Financial Literacy is suitable for teaching quantitative reasoning by focusing on a particular area of study rather than presenting a smorgasbord of unrelated topics.

Mathematics for Business and Personal Finance, Student Edition

Mathematics for Business and Personal Finance, Student Edition PDF Author: McGraw-Hill Education
Publisher: McGraw-Hill Education
ISBN: 9780078805059
Category : Business & Economics
Languages : en
Pages : 0

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Book Description
Glencoe’s Mathematics for Business and Personal Finance is the only text on the market that offers teachers point-of-use online professional development, interactive online help for students and the option of purchasing an interactive online text with a grade book. As always, we have maintained our exclusive coverage of key core academic content, and our research-based reading strategies.

Glencoe Mathematics for Business and Personal Finance, Student Edition

Glencoe Mathematics for Business and Personal Finance, Student Edition PDF Author: McGraw-Hill
Publisher: McGraw-Hill Education
ISBN: 9780021400966
Category : Business & Economics
Languages : en
Pages : 880

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Book Description
Mathematics for Business and Personal Finance teaches students mathematics, in the context of business and personal finance like budgeting and money management, banking and credit, and saving and investing. This program provides valuable information on how to use math in everyday business and personal finance situations to fully understand how to manage one's financial resources effectively for lifetime financial security. Includes: print student edition