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Author: Michelle McGagh
Publisher: Coronet
ISBN: 9781473652156
Category : Finance, Personal
Languages : en
Pages : 0
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Book Description
Personal finance journalist, Michelle McGagh, takes on a challenge to not spend money for a whole year in an engaging narrative that combines personal experience with accessible advice on money so you can learn to spend less and live more. Michelle McGagh has been writing about money for over a decade but she was spending with abandon and ignoring bank statements. Just because she wasn't in serious debt, apart from her massive London mortgage, she thought she was in control. She wasn't. Michelle's took a radical approach and set herself a challenge to not spend anything for an entire year. She paid her bills and she has a minimal budget for her weekly groceries but otherwise Michelle spent no money at all. She found creative ways to live have a social life and to travel for free. She has saved money but more importantly she is happier. Her relationship with money, with things, with time, with others has changed for the better. The No Spend Year is Michelle's honestly written and personal account of her challenge. But it is more than that, it is also a tool for life. There are top tips for your own finances including easy to understand advice on interest, mortgages, savings , pensions and spending less to help you live a more financially secure life.
Author: Michelle McGagh
Publisher: Coronet
ISBN: 9781473652156
Category : Finance, Personal
Languages : en
Pages : 0
Get Book
Book Description
Personal finance journalist, Michelle McGagh, takes on a challenge to not spend money for a whole year in an engaging narrative that combines personal experience with accessible advice on money so you can learn to spend less and live more. Michelle McGagh has been writing about money for over a decade but she was spending with abandon and ignoring bank statements. Just because she wasn't in serious debt, apart from her massive London mortgage, she thought she was in control. She wasn't. Michelle's took a radical approach and set herself a challenge to not spend anything for an entire year. She paid her bills and she has a minimal budget for her weekly groceries but otherwise Michelle spent no money at all. She found creative ways to live have a social life and to travel for free. She has saved money but more importantly she is happier. Her relationship with money, with things, with time, with others has changed for the better. The No Spend Year is Michelle's honestly written and personal account of her challenge. But it is more than that, it is also a tool for life. There are top tips for your own finances including easy to understand advice on interest, mortgages, savings , pensions and spending less to help you live a more financially secure life.
Author: Michelle McGagh
Publisher: Hachette UK
ISBN: 1473652138
Category : Business & Economics
Languages : en
Pages : 320
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Book Description
Personal finance journalist, Michelle McGagh, takes on a challenge to not spend money for a whole year in an engaging narrative that combines personal experience with accessible advice on money so you can learn to spend less and live more. Michelle McGagh has been writing about money for over a decade but she was spending with abandon and ignoring bank statements. Just because she wasn't in serious debt, apart from her massive London mortgage, she thought she was in control. She wasn't. Michelle's took a radical approach and set herself a challenge to not spend anything for an entire year. She paid her bills and she has a minimal budget for her weekly groceries but otherwise Michelle spent no money at all. She found creative ways to live have a social life and to travel for free. She has saved money but more importantly she is happier. Her relationship with money, with things, with time, with others has changed for the better. The No Spend Year is Michelle's honestly written and personal account of her challenge. But it is more than that, it is also a tool for life. There are top tips for your own finances including easy to understand advice on interest, mortgages, savings , pensions and spending less to help you live a more financially secure life.
Author: Jen Smith
Publisher:
ISBN: 9781979464604
Category : Debt
Languages : en
Pages : 98
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Book Description
In this book you'll learn how to use No-Spend Challenges to reach your financial goals faster and transform your spending habits to finally be able to stick to a budget. Budgeting and money management are some of the hardest concepts for people to nail down. You can have all the knowledge available and suck at executing it. Jen Smith, creator of the debt freedom blog SavingWithSpunk.com went from not being able to stick to a budget longer than two weeks to paying off $78,000 of debt in less than two years. She shares her experiences and strategies using No-Spend Challenges to change her money mindset and budget like a (mostly) pro.In The No-Spend Challenge Guide you'll discover: - Why budgeting alone isn't working - The psychology behind your impulsive spending - How to pay off debt fast while still having fun - Ways to do for free what you've probably been wasting money on - Ways to save money on your financial obligations - How to make the most of your time without spending money - Discover what you valueYou'll also get a free resource guide with every recommendation in the book in one place.Whether you're paying off student loan debt, saving for your first home, or just trying to control your spending; This is a personal finance book you'll return to again and again. Scroll up and Buy Now to start mastering your budget!
Author: Cait Flanders
Publisher: Hay House, Inc
ISBN: 1401953514
Category : Self-Help
Languages : en
Pages : 217
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Book Description
The Year of Less In her late twenties, Cait Flanders found herself stuck in the consumerism cycle that grips so many of us: earn more, buy more, want more, rinse, repeat. Even after she worked her way out of nearly $30,000 of consumer debt, her old habits took hold again. When she realized that nothing she was doing or buying was making her happy—only keeping her from meeting her goals—she decided to set herself a challenge: she would not shop for an entire year.The Year of Less documents Cait’s life for twelve months during which she bought only consumables: groceries, toiletries, gas for her car. Along the way, she challenged herself to consume less of many other things besides shopping. She decluttered her apartment and got rid of 70 percent of her belongings; learned how to fix things rather than throw them away; researched the zero waste movement; and completed a television ban. At every stage, she learned that the less she consumed, the more fulfilled she felt.The challenge became a lifeline when, in the course of the year, Cait found herself in situations that turned her life upside down. In the face of hardship, she realized why she had always turned to shopping, alcohol, and food—and what it had cost her. Unable to reach for any of her usual vices, she changed habits she’d spent years perfecting and discovered what truly mattered to her.Blending Cait’s compelling story with inspiring insight and practical guidance, The Year of Less will leave you questioning what you’re holding on to in your own life—and, quite possibly, lead you to find your own path of less.
Author: Scott Dannemiller
Publisher: Presbyterian Publishing Corp
ISBN: 0664260683
Category : Religion
Languages : en
Pages : 273
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Book Description
The Year without a Purchase is the story of one family's quest to stop shopping and start connecting. Scott Dannemiller and his wife, Gabby, are former missionaries who served in Guatemala. Ten years removed from their vow of simple living, they found themselves on a never-ending treadmill of consumption where each purchase created a desire for more and never led to true satisfaction. The difference between needs and wants had grown very fuzzy, and making that distinction clear again would require drastic action: no nonessential purchases for a whole year. No clothes, no books, no new toys for the kids. If they couldn't eat it or use it up within a year (toilet paper and shampoo, for example), they wouldn't buy it. Filled with humorous wit, curious statistics, and poignant conclusions, the book examines modern America's spending habits and chronicles the highs and lows of dropping out of our consumer culture. As the family bypasses the checkout line to wrestle with the challenges of gift giving, child rearing, and keeping up with the Joneses, they discover important truths about human nature and the secret to finding true joy. The Year without a Purchase offers valuable food for thought for anyone who has ever wanted to reduce stress by shopping less and living more.
Author: Bola Sokunbi
Publisher: John Wiley & Sons
ISBN: 1119580838
Category : Business & Economics
Languages : en
Pages : 247
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Book Description
Take charge of your finances and achieve financial independence – the Clever Girl way Join the ranks of thousands of smart and savvy women who have turned to money expert and author Bola Sokunbi for guidance on ditching debt, saving money, and building real wealth. Sokunbi, the force behind the hugely popular Clever Girl Finance website, draws on her personal money mistakes and financial redemption to educate and empower a new generation of women on their journey to financial freedom. Lighthearted and accessible, Clever Girl Finance encourages women to talk about money and financial wellness and shows them how to navigate their own murky financial waters and come out afloat on the other side. Monitor your expenses, build a budget, and stick with it Make the most of a modest salary and still have money to spare Keep your credit in check and clean up credit card chaos Start and succeed at your side hustle Build a nest egg and invest in your future Transform your money mindset and be accountable for your financial well-being Feel the power of real-world stories from other “clever girls” Put yourself on the path to financial success with the valuable lessons learned from Clever Girl Finance.
Author: Cameron Dokey
Publisher: Simon and Schuster
ISBN: 1439120633
Category : Juvenile Fiction
Languages : en
Pages : 304
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Book Description
Rule #1: If at all possible, don’t pretend to be something you’re not. Specifically, don’t play dead. Trust me on this one. I did it, so I should know. Jo O’Connor has spent her whole life moving around. When it comes to new schools, there’s not a trick in the book about starting over that Jo doesn’t know. But life is about to teach her a new trick: how to disappear entirely. Rule #2: Always expect the Spanish Inquisition, no matter what anyone else does. They have to move again. Now. This very night. Jo knows better than to argue. Her dad is the key witness in a major case against a big-time bad guy. But Jo just can’t resist one last visit to the school where she’s been so happy. All she wants is to say good-bye. That can’t cause any problems, can it? Rule #3: Never assume you can predict the future. Now Jo’s one last visit has landed her smack in the middle of a ghost story. Specifically, her own. By the time it’s over, she’ll have a whole new set of rules about what’s real, what’s make-believe, and—most of all—what’s important.
Author: Kel Galavan
Publisher: Orpen Press
ISBN: 1786051230
Category : Business & Economics
Languages : en
Pages : 310
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Book Description
Does thinking about money stress you out? Does the concept of ‘having it all’ seemed more like a taunt than an aspiration? Do you want to make your money work for you, rather than the other way around? Has the Covid lockdown forced you to reconsider how you live your life and awakened a desire to develop a better work–life balance? In 2018 Kel Galavan was living and working at breakneck speed, spending endless hours commuting, and felt like she saw more of her children asleep than awake. Realising this wasn’t the life she wanted for herself or her family, she quit her job, and with the family income reduced, embarked on a No-Spend Year in January 2019. Her journey through self-doubt and hard-won life lessons culminated in savings of over €27,000 and changed the life of her family for the better in ways she could never have imagined. Now she wants to bring these lessons to you as we adjust to the post-Covid world and hopefully an understanding of the importance of family and health above the consumer-driven rat-run of life in the twenty-first century. Mindful Money is about building good spending habits and a positive money mindset to build a fulfilling, happy life no matter what the income. Part personal story, part how-to guide, Mindful Money provides deep insight into the emotional journey of Kel’s own experience, along with a background on how money works, and details the seven habits of mindful spending so that anyone can build a life of their own design on their own terms. Mindful Money is more than a journey; it is a transformation in mindset that allows for more money, more freedom and more happiness in all our lives. Kel Galavan is a well-known blogger and Instagram influencer, known as Mrs Smart Money. She has appeared on RTE Radio One, 2FM, Today FM and Virgin Media One.
Author: Sally Palaian
Publisher: Simon and Schuster
ISBN: 161649137X
Category : Self-Help
Languages : en
Pages : 240
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Book Description
Leading psychologist and financial commentator Palaian offers a tested, step-by-step guide to help people break the spending obsession by looking within. Today, Americans are saving less, carrying larger debt loads, losing their homes to foreclosure, and filing bankruptcy in record numbers. Yet, people continue to spend more than they can afford.The advice of financial planners only treats the symptoms of overspending. In Spent, Sally Palaian offers proven plans for taking on a range of personal issues with money by examining those underlying emotional, familial, and societal factors that trigger spending behaviors.Spent teaches readers to control shopping, pay off debt, develop budgets, and become financially competent through:easy-to-use assessment tools designed to pinpoint the severity of a problemquestionnaires that facilitate the exploration of the root causes of unhealthy financial behaviorsuser-friendly exercise created to influence change from withinPalaian's system for financial recovery is also designed to help hoarders, financial codependents, and underachievers attain lasting, positive change and a healthy view of one's true value in life.Leading psychologist and financial commentator Sally Palaian offers a tested, step-by-step guide to help people break the spending obsession by looking within. She has spoken about financial disorders for various therapy associations and has served as an expert in the media on mental disorders and spending, most recently for MSN Money.
Author: Elizabeth Dunn
Publisher: Simon and Schuster
ISBN: 1476740704
Category : Business & Economics
Languages : en
Pages : 224
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Book Description
If you think money can’t buy happiness, you’re not spending it right. Two rising stars in behavioral science explain how money can buy happiness—if you follow five core principles of smarter spending. If you think money can’t buy happiness, you’re not spending it right. Two rising stars in behavioral science explain how money can buy happiness—if you follow five core principles of smarter spending. Happy Money offers a tour of new research on the science of spending. Most people recognize that they need professional advice on how to earn, save, and invest their money. When it comes to spending that money, most people just follow their intuitions. But scientific research shows that those intuitions are often wrong. Happy Money explains why you can get more happiness for your money by following five principles, from choosing experiences over stuff to spending money on others. And the five principles can be used not only by individuals but by companies seeking to create happier employees and provide “happier products” to their customers. Elizabeth Dunn and Michael Norton show how companies from Google to Pepsi to Crate & Barrel have put these ideas into action. Along the way, the authors describe new research that reveals that luxury cars often provide no more pleasure than economy models, that commercials can actually enhance the enjoyment of watching television, and that residents of many cities frequently miss out on inexpensive pleasures in their hometowns. By the end of this book, readers will ask themselves one simple question whenever they reach for their wallets: Am I getting the biggest happiness bang for my buck?
