Home Equity Conversion Mortgages

Home Equity Conversion Mortgages PDF Author: United States. Department of Housing and Urban Development
Publisher:
ISBN:
Category : Home equity loans
Languages : en
Pages : 240

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Book Description

Home Equity Conversion Mortgages

Home Equity Conversion Mortgages PDF Author: United States. Department of Housing and Urban Development
Publisher:
ISBN:
Category : Home equity loans
Languages : en
Pages : 240

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Book Description


Understanding Reverse - 2021

Understanding Reverse - 2021 PDF Author: Dan Hultquist
Publisher:
ISBN:
Category :
Languages : en
Pages : 134

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Book Description
What is a reverse mortgage? Is it more than a loan program for those who are "house-rich, but cash poor?" How does the "non-recourse feature" protect homeowners and their heirs? Can the available line of credit and its growth rate be used for insurance and financial planning purposes?This book answers these questions and many more in a user-friendly way and is the most comprehensive educational tool available on reverse mortgages. It should be read by baby boomers, retirees, heirs, financial planners, housing counselors, HECM counselors, Realtors(R), brokers, financial journalists, mortgage professionals, estate planners, and of course all homeowners who want greater assurance that they can comfortably grow older in their own homes.

Housing Wealth

Housing Wealth PDF Author: Don Graves
Publisher: Housing Wealth Institute
ISBN: 9781732027008
Category :
Languages : en
Pages : 192

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Book Description
With the current retirement income crisis facing baby boomers and existing retirees, today's asset mangers, insurance agents and hybrid advisors need every viable resource to help their clients and sustain their practice. In Housing Wealth, American College instructor and reverse mortgage expert, Don Graves, distills more than 20,000 advisor/client engagements over two decades into practical, back-of-the-napkin, common sense strategies. Through simple case studies and easily applied concepts, the advisor will learn how today's reverse mortgage can: Increase Clients' Cash Flow and Preserve Assets from Premature Erosion Reduce the Most Common Risks to Retirement Income Optimize Retirement Outcomes for the Mass Affluent Improve Liquidity and Add New Dollars to Retirement Savings Help Advisors Create More Planning Opportunities from Existing Clients and Gain Access to New Ones Manage Tax Brackets and Keep Clients within Lower Adjusted Gross Income Boundaries Housing Wealth serves as the companion guide for The Certified Housing Wealth Advisor (CHWA) Curriculum. Learn more at www.HousingWealthInstitute.com

What's the Deal with Reverse Mortgages?

What's the Deal with Reverse Mortgages? PDF Author: Shelley Giordano MA
Publisher:
ISBN: 9781781333600
Category : Business & Economics
Languages : en
Pages : 258

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Book Description
If you are a financial professional working with retirees or if you are a retiree overseeing your own retirement spending, this book is for you. What's The Deal With Reverse Mortgages? explains in simple language how to safely and effectively include the home in retirement planning.

Reverse Mortgages

Reverse Mortgages PDF Author: Wade Donald Pfau
Publisher: McLean Asset Management Corporation
ISBN: 9781945640049
Category : Finance, Personal
Languages : en
Pages : 156

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Book Description
Reverse mortgages have been surrounded by negativity. They were often mentioned alongside phrases like "last resort," "out of money," and "bad choice." In 2014, intrigued by the seemingly universal bad rap reverse mortgages had cultivated, Dr. Wade Pfau began researching them in depth. Over the course of the next year, he came to the conclusion that reverse mortgages aren't inherently a bad idea, though they are often misunderstood and not used in a most beneficial way. In fact, Dr. Pfau realized that reverse mortgages---when used correctly---can provide an added layer of security for retirees and allow them to enjoy retirement more by gaining liquidity from an illiquid asset. This second edition of the book is fully revised and updated for the modification of reverse mortgage rules affecting applications after October 2, 2017.

The New Reverse Mortgage Formula

The New Reverse Mortgage Formula PDF Author: Tom Kelly
Publisher:
ISBN: 9780786286973
Category : Business & Economics
Languages : en
Pages : 548

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Book Description
Learn how seniors can stay in their home with no mortgage payments.

Home Run

Home Run PDF Author: Steven Ranson
Publisher: FriesenPress
ISBN: 1525599305
Category : Business & Economics
Languages : en
Pages : 259

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Book Description
In this easy-to-understand book, HomeEquity Bank CEO Steven Ranson and Executive Vice President Yvonne Ziomecki discuss the ins and outs of reverse mortgages and how they can provide Canadians 55+ with a secure retirement.

Reverse Mortgages and Linked Securities

Reverse Mortgages and Linked Securities PDF Author: Vishaal B. Bhuyan
Publisher: John Wiley & Sons
ISBN: 047092151X
Category : Business & Economics
Languages : en
Pages : 256

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Book Description
An institutional investor's guide to the burgeoning field of reverse mortgage securitization Reverse Mortgages and Linked Securities is a contributed title comprising many of the leading minds in the Home Equity Conversion Mortgages (HECM) industry, including reverse mortgage lenders, institutional investors, underwriters, attorneys, and regulators. This book begins with a brief history of reverse mortgages, and quickly moves on to discuss how the industry has evolved-detailing the players in these markets as well as the process. It discusses the securitization of reverse mortgages and other linked securities and includes coverage of pricing techniques and risk mitigation. This reliable resource also takes the time to cover the current regulatory environment of the HECM market, which is constantly changing due to the current state of the real estate market. Highlights specific strategies that will allow institutional investors to benefit from the resurgence of reverse mortgages and linked securities One of the only guides to reverse mortgages and linked securities targeted towards institutional investors interested in securitized products If you want to make the most of reverse mortgages and linked securities, take the time to read this book.

Report on Reverse Mortgages

Report on Reverse Mortgages PDF Author: Canadian Centre for Elder Law Studies
Publisher:
ISBN:
Category : Mortgage loans, Reverse
Languages : en
Pages : 52

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Book Description


Your New Retirement Nest Egg

Your New Retirement Nest Egg PDF Author: Ken Scholen
Publisher: N C H E Press
ISBN: 9780963011992
Category : Business & Economics
Languages : en
Pages : 356

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Book Description
"Reverse" mortgages turn every home into a new source of RETIREMENT INCOME, without having to sell or make monthly loan payments. This "ideal study book rates a ten"--(SF Examiner) & "guides homeowners through the reverse mortgage maze"--(Minneapolis Star Tribune). It's "an easily understood nuts & bolts guide"--(N.Y. Times) that's "clearly written"--(Library Journal). It compares all the newest varieties of REVERSE MORTGAGES: how much cash you can get, what it really costs, what to look out for. By "The LEADING AUTHORITY on reverse mortgages"--(L.A. Times). Practical STUDY GUIDE for retirees & pre-retirees. Also of interest to attorneys, accountants, financial planners, care managers, senior service providers & adult children of aging parents. A basic reference & directory, with 58 tables, locations, phone numbers. Includes Glossary, Bibliography, Index, Appendixes. Order from: Baker & Taylor, Brodart, The Bookmen, Blackwell, or directly from NCHEC Press, Suite 115, 7373 147th St., W., Apple Valley, MN 55124; Telephone 612-953-4474.