Financial Ninja

Financial Ninja PDF Author: Jason Evans
Publisher: Independently Published
ISBN: 9781790530649
Category : Business & Economics
Languages : en
Pages : 124

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Book Description
Ninjas--mysterious and deadly; shrouded in secrecy. Managing your finances--also shrouded in secrecy and mystery--until now. Financial Ninja will open the previously mysterious world of financial literacy and planning using unconventional but practical methods that will make you a financial ninja! You will learn how to live above your means and handle debt while still preparing for all your future financial challenges. Personal financial advisors are costly and out of reach to most of us. I have been carving paths through the seemingly complex world of finance for many years without a professional financial advisor. I have stumbled and I have made gains. Now I am going to bring my unconventional yet powerful techniques to you. I will be your Sensei and by the end of our journey together you will have learned everything I know.The information contained in this book is powerful, yet very practical. For too long banks and financial firms haven't been forthcoming with information in order to maintain control. All too often financial planners or financial institutions take either an inordinately passive role in their client's well-being or they advise from a position of admonishment rather than compassion. This makes the recipient miss the important messages. This book is designed to present complicated financial concepts at a supportive and understandable level so that you can easily digest the information. It provides a step-by-step guide through many of the financial challenges we all face: retirement, establishing credit, savings, paying off a car, how to manage and eradicate consumer debt, college saving, and budgeting. It shows you the why of each step with comparative cash flows that demonstrate definitively the gains you will make. Anyone struggling to make ends meet will benefit from the practical guidance provided. Despite what you may have been told, you don't need to have a lot of money to live a luxurious life, and you don't need a lot of money to be able to save and retire with a healthy retirement account either. I am confident you will find things in this book that will profoundly change your own finances and how you manage your own money.

Financial Ninja

Financial Ninja PDF Author: Jason Evans
Publisher: Independently Published
ISBN: 9781790530649
Category : Business & Economics
Languages : en
Pages : 124

Get Book

Book Description
Ninjas--mysterious and deadly; shrouded in secrecy. Managing your finances--also shrouded in secrecy and mystery--until now. Financial Ninja will open the previously mysterious world of financial literacy and planning using unconventional but practical methods that will make you a financial ninja! You will learn how to live above your means and handle debt while still preparing for all your future financial challenges. Personal financial advisors are costly and out of reach to most of us. I have been carving paths through the seemingly complex world of finance for many years without a professional financial advisor. I have stumbled and I have made gains. Now I am going to bring my unconventional yet powerful techniques to you. I will be your Sensei and by the end of our journey together you will have learned everything I know.The information contained in this book is powerful, yet very practical. For too long banks and financial firms haven't been forthcoming with information in order to maintain control. All too often financial planners or financial institutions take either an inordinately passive role in their client's well-being or they advise from a position of admonishment rather than compassion. This makes the recipient miss the important messages. This book is designed to present complicated financial concepts at a supportive and understandable level so that you can easily digest the information. It provides a step-by-step guide through many of the financial challenges we all face: retirement, establishing credit, savings, paying off a car, how to manage and eradicate consumer debt, college saving, and budgeting. It shows you the why of each step with comparative cash flows that demonstrate definitively the gains you will make. Anyone struggling to make ends meet will benefit from the practical guidance provided. Despite what you may have been told, you don't need to have a lot of money to live a luxurious life, and you don't need a lot of money to be able to save and retire with a healthy retirement account either. I am confident you will find things in this book that will profoundly change your own finances and how you manage your own money.

Financial Freedom

Financial Freedom PDF Author: Grant Sabatier
Publisher: Avery
ISBN: 0525540881
Category : Business & Economics
Languages : en
Pages : 354

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Book Description
On August 25, 2010, Grant Sabatier woke to find he had $2.26 in his bank account. Five years later, he had a net worth of over $1,000,000. In Financial Freedom, he takes you step-by-step through the strategies he used so that you too can get out of debt, make your 9-5 job optional, and above all, live the life you want. With Financial Freedom, you really can have all the money you will ever need.

Tools for Combating Financial Fraud Ninja Style

Tools for Combating Financial Fraud Ninja Style PDF Author: Financial Consultants
Publisher:
ISBN: 9781499310214
Category :
Languages : en
Pages : 30

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Book Description
"Tools for Combating Financial Fraud - Ninja Style" provides the Borrower in Mortgages, Student Loans, Auto Loans, etc., with key criminal fraud information and work documents needed to aggressively engage with Financial Lenders, Servicers and Credit Reporting Agencies. The Authors have amassed and synthesized a plethora of financial crimes data for the Borrower to use in fighting financial crimes impacting them directly. The latest penetrating consumer 'Challenge Letters' are provided to assist any consumer in stopping:* Unwanted collection calls, or * Freezing their Credit Reporting File so that no additional negative reporting can be recorded, or* Securing data from the Mortgagee and/or Servicer which is needed to stop a foreclosure, or* To stop an auto repossession, or * To invalidate a Student Loan(s), Mortgage Loan and/or Auto Loan(s).

The Global Financial Crisis

The Global Financial Crisis PDF Author: George K. Zestos
Publisher: Routledge
ISBN: 1317627636
Category : Business & Economics
Languages : en
Pages : 326

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Book Description
Although banking and sovereign debt crises are not unusual, the crisis that has unfolded across the world since 2007 has been unique in both its scale and scope. It has also been unusual in being both triggered by, and mainly affecting, developed economies. Starting with the US subprime mortgage crisis, and the recession in 2007-2009, the problem soon erupted into financial crisis in Europe. A few of these countries came to the brink of bankruptcy, and were rescued by the EU and the IMF on the condition they adopt austerity measures. The detrimental social effects of the crisis in both the US and Europe are still emerging. Although there have been several studies published on the US crisis in particular, there has so far been an absence of an accessible comparative overview of both crises. This insightful text aims to fill this gap, offering a critical overview of causes, policy responses, effects and future implications. Starting with the historical context and mutation of the crisis, the book explores the policies, regulations, and governance reforms that have been implemented to cope with the US subprime mortgage crisis. A parallel analysis considers the causes of the European sovereign debt crisis and the responses of the European Union (EU), examining why the EU is as yet unable to resolve the crisis. This book is supported with eResources that include essay questions and class discussion questions in order to assist students in their understanding. This uniquely comprehensive and readable overview will be of interest and relevance to those studying financial crises, financial governance, international economics and international political economy.

Investing in U.S. Financial History

Investing in U.S. Financial History PDF Author: Mark J. Higgins
Publisher: Greenleaf Book Group
ISBN:
Category : Business & Economics
Languages : en
Pages : 601

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Book Description
Investors who ignore the past are lost in the present and blind to the future. Most people rely only on their life experience to make investment decisions. This causes them to overlook cyclical forces that repeatedly reshape economies and markets. Investing in U.S. Financial History fills this void by recounting the comprehensive financial history of the United States of America. It begins with Alexander Hamilton’s financial programs in 1790 and ends with the Federal Reserve’s battle with inflation in 2023. Authored by Mark Higgins, an experienced investment advisor and financial historian, this book will help you: • Understand key drivers of financial crises and the principles for managing them. • Recognize warning signs of speculative manias that lead to asset bubbles. • Understand why few investors outperform market indices and why index funds are preferable for most individuals and institutions. • Identify the major threats to U.S. economic prosperity in the twenty-first century. Investing in U.S. Financial History reveals that there is almost no financial event that is unprecedented. By understanding the fundamental drivers underpinning key economic events, you will internalize investment principles, avoid common pitfalls, and resist the temptation to panic amid market volatility.

Personal Finance for Everyday Challenges

Personal Finance for Everyday Challenges PDF Author: H. Nejat Seyhun
Publisher: Cambridge Scholars Publishing
ISBN: 1527579611
Category : Business & Economics
Languages : en
Pages : 475

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Book Description
This book is essential reading for college students, faculty, parents of college students, and mid-career professionals. We are all faced with important career decisions throughout our lives, such as where to go to college or graduate school, what field to study, or what career to pursue. We also face important personal decisions, such how to save and spend, how to prepare for retirement, and whose advice to take or reject. This book provides a powerful set of personal finance concepts that will help the reader analyze their choices before the fact and help them make the best decisions possible. They are based on the principles of finance—that is, how we make decisions to achieve the best possible outcomes in the face of uncertainty.

Central Banks, Democratic States and Financial Power

Central Banks, Democratic States and Financial Power PDF Author: Jocelyn Pixley
Publisher: Cambridge University Press
ISBN: 1108657001
Category : Business & Economics
Languages : en
Pages : 481

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Book Description
When the Federal Reserve, European Central Bank and Bank of England purchased bank and state debt during the 2007–2008 crisis, it became apparent that, when technically divorced from fiscal policy, monetary policy cannot revive but only prevent economic activity deteriorating further. Pixley explains how conflicting social forces shape the diverse, complex relations of central banks to the money production of democracies and the immense money creation by capitalist banking. Central banks are never politically neutral and, despite unfair demands, are unable to prevent collapses to debt deflation or credit/asset inflation. They can produce debilitating depressions but not the recoveries desired in democracies and unwanted by capitalist banks or war finance logics. Drawing on economic sociology and economic histories, this book will appeal to informed readers interested in studying democracies, banks and central banking's ambivalent positions, via comparative and distributive perspectives.

Law and Finance after the Financial Crisis

Law and Finance after the Financial Crisis PDF Author: Abdul Karim Aldohni
Publisher: Taylor & Francis
ISBN: 1317385586
Category : Business & Economics
Languages : en
Pages : 146

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Book Description
The 2008 financial crisis has become one of the defining features of the twenty first century’s first decade. The series of events which unfolded in the aftermath of the crisis has exposed major structural flaws in many of the financial systems around the globe, triggering a global call for legal and regulatory reforms to address the problems that have been uncovered. This book deals with a neglected angle of the 2008 financial crisis looking in-depth at the implicit effects of the 2008 crisis on the UK financial market. The book considers new trends in finance which have emerged since the crisis as well as the challenges faced by some older practices in the UK financial markets. After providing a reflective account of the history of law and creditors in the UK the book investigates the proliferation of certain forms of financing that have recently become very visible parts of the UK financial market’s structure, such as high cost short term lending and peer to peer lending. It provides legal and economic accounts of these forms of alternative lending, charting their developments, current status and critically assesses their impact on the UK financial market. Also examined are the ongoing funding difficulties faced by Small and Medium Enterprises (SMEs) and the suitability of the UK current legal framework to support these institutions. The book goes on to look at the viability and safety of some other post crisis trends such as banks use of Contingent Convertible Bonds (CoCos) to improve their resilience.

The Flexible Budget Blueprint

The Flexible Budget Blueprint PDF Author: Isabella S. Lee
Publisher: Xspurts.com
ISBN: 1776848055
Category : Business & Economics
Languages : en
Pages : 131

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Book Description
"The journey to financial freedom begins with a single budget." Take the reins of your financial future with 'The Flexible Budget Blueprint: A Guide to Fluid Financial Planning.' This comprehensive guide underscores the benefits of crafting a flexible budget that seamlessly adjusts to your changing needs, allowing you to maintain financial stability without sacrificing your life's goals. Begin your journey by understanding what budgeting is, its importance, and the various types of budgets you can employ. Master the art of devising a flexible budget that integrates fixed, variable, and semi-variable costs, as well as revenue. A step-by-step guide provides a practical approach to collecting relevant data, setting budget goals, allocating funds, and continuously revising your budget to keep it relevant and effective. Discover how to meticulously track your expenses and revenue, using various methods and tools, which are crucial to ensuring that your budget aligns with your actual financial situation. Learn how to earmark funds for short-term and long-term goals, control your expenses by identifying unnecessary costs, and find cheaper alternatives. Preparing for the unexpected is crucial. This guide shows you how to budget for unexpected expenses, create an emergency fund, and plan for irregular and seasonal expenses. It also introduces strategies for effective debt repayment and budgeting with an irregular income. Furthermore, 'The Flexible Budget Blueprint' extends its scope beyond personal finances. It provides practical advice on creating a family budget, planning small business finances, and budgeting for non-profit organizations. Complete with key takeaways and words of encouragement, this book is more than just a guide—it's your companion on the journey to financial stability and freedom. Take the first step today towards a more flexible and fluid financial future.Table of contents: Introduction Why create a flexible budget? Benefits of using a flexible budget Understanding Budgeting What is a budget? Types of budgets Advantages of budgeting Elements of a Flexible Budget Fixed costs Variable costs Semi-variable costs Revenue Creating a Flexible Budget Step by Step Collecting data Setting budget goals Identifying fixed and variable costs Allocating funds Revising the budget Tracking Expenses and Revenue Importance of tracking expenses and revenue Methods of tracking expenses and revenue Tools for tracking expenses and revenue Budgeting for Short-Term and Long-Term Goals Setting short-term goals Setting long-term goals Budgeting for short-term goals Budgeting for long-term goals Controlling Expenses Identifying unnecessary expenses Reducing expenses Finding cheaper alternatives Budgeting for Unexpected Expenses Importance of budgeting for unexpected expenses Creating an emergency fund Planning for unexpected expenses Budgeting for Irregular Income Challenges of irregular income Strategies for budgeting with irregular income Creating a variable income budget Budgeting for Seasonal Expenses Identifying seasonal expenses Planning for seasonal expenses Budgeting for Debt Repayment Importance of debt repayment Strategies for debt repayment Creating a Family Budget Getting everyone in the family on board Identifying family expenses Revising the family budget Budgeting for Small Businesses Importance of budgeting for small businesses Creating a business budget Tracking business expenses and revenue Budgeting for Non-Profit Organizations Importance of budgeting for non-profit organizations Creating a non-profit budget Tracking expenses and revenue for non-profits Conclusion Recap of key takeaways Encouragement to create a flexible budget ISBN: 9781776848058

Civic Media

Civic Media PDF Author: Eric Gordon
Publisher: MIT Press
ISBN: 0262545810
Category : Social Science
Languages : en
Pages : 661

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Book Description
Examinations of civic engagement in digital culture—the technologies, designs, and practices that support connection through common purpose in civic, political, and social life. Countless people around the world harness the affordances of digital media to enable democratic participation, coordinate disaster relief, campaign for policy change, and strengthen local advocacy groups. The world watched as activists used social media to organize protests during the Arab Spring, Occupy Wall Street, and Hong Kong's Umbrella Revolution. Many governmental and community organizations changed their mission and function as they adopted new digital tools and practices. This book examines the use of “civic media”—the technologies, designs, and practices that support connection through common purpose in civic, political, and social life. Scholars from a range of disciplines and practitioners from a variety of organizations offer analyses and case studies that explore the theory and practice of civic media. The contributors set out the conceptual context for the intersection of civic and media; examine the pressure to innovate and the sustainability of innovation; explore play as a template for resistance; look at civic education; discuss media-enabled activism in communities; and consider methods and funding for civic media research. The case studies that round out each section range from a “debt resistance” movement to government service delivery ratings to the “It Gets Better” campaign aimed at combating suicide among lesbian, gay, bisexual, transgender, and queer youth. The book offers a valuable interdisciplinary dialogue on the challenges and opportunities of the increasingly influential space of civic media.